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HDFC Bank Ltd
HDFC Bank Ltd
3.3/5

About HDFC Bank Ltd Credit Cards

HDFC Bank is one of India’s largest private sector banks offering entire spectrum of financial products to its customers.  The bank has pan India presence with over 4200 branches and over 11000 ATMs.

HDFC bank offers extremely competitive retail banking products to its customers with best in class pricing, service and features.

FAQs about Hdfc Bank Ltd Credit Cards:

Am I eligible?

Hdfc Bank Ltd have different eligibility criteria for issuing different type of credit cards based on age, income, financial history etc.

Are there any charges?

Many cards of Hdfc Bank Ltd comes with free joining fees, but there are still few Hdfc Bank Ltd credit cards which have joining and annual fee structures. One must look at the same while applying for a credit card.

Can I use my Hdfc Bank Ltd credit card in a month over my credit limit?

While your transaction will be most likely declined, in some cases it may be allowed but an over limit charges will be levied.

Can I withdraw cash from Hdfc Bank Ltd credit card?

Yes, Hdfc Bank Ltd do allow cash withdrawal up to a percentage of the defined credit limit. However, there are additional charges associated with it.

How can i enhance my credit limit?

Credit limit is a function of your credit history and financial strength with Hdfc Bank Ltd, it takes time and discipline to make a strong history basis which your limit can be increased.

How much credit limit can I get?

Credit limit is a function of individual financial profile and is decided by Hdfc Bank Ltd.

What about interest charges?

If one makes the payment for the Total Amount Due before the prescribed Payment Due Date, no interest charges will be applicable. Therefore, you can enjoy interest-free credit from the date of purchase to the date on which the payment is due. Interest-free period ranges from 18 to 48 days in Hdfc Bank Ltd. However, interest will be charged if you do not pay back the Total Amount Due of the previous month statement by the payment due date. Interest is computed on the Total Amount Due and on all new transactions till such time the previous outstanding amounts are settled in full.

What is a credit card?

A credit card is a financial product which has a pre defined spending limit assigned and can be used by the owner/set of owners to conduct financial transactions up to the limit assigned. It comes with a interest free period for using the assigned credit limit.

Know Your CIBIL Score: When considering your eligibility for the loan, all lenders will seek out your CIBIL score to confirm your reliability as a borrower.

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Recent Review

299 days   ago
RATED 2.2 I have used HDFC All Miles card for many years. The reward program is not very exciting and service is not up to the mark. I would recommend this for entry level users only.
325 days   ago
RATED 4.2 HDFC Bank needs a lot of improvement in informing me about the details they charge on my credit card. They charge pretty high on the rate of interest and there are annual fees as well. The limit is good and the card is accessible everywhere..
349 days   ago
RATED 4.5 Hdfc Moneyback Credit Card is one of the best cashback credit cards available in the India which gives reward points on all retail spends. You get 3x reward points on online spends. Also, reward point

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