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About CITI Bank Personal Loan

Citibank is one of the premier banks across the world and has been operating in India for over 100 years.  Citibank, India offers complete range of banking and financial products to its customers and has been at the forefront of driving innovation in the banking industry.
Key financial terms
Metrics Value
Interest rates Starting 11.99%
Loan range Rs 1 lac- Rs 30 lacs
Processing Fee Up to 2.5% of loan
Pre closure charges Up to 3% of outstanding loan amount

Are you eligible for
Citi Bank Personal Loan?

At least 21 years old

Less than 60 years old

Salaried Min income of Rs. 15000 pm

Self Employed with Min Turnover Rs. 15 lacs

For what purpose can I avail loans from Citi Bank Personal Loan?

One can avail home loans from Citi Bank Personal Loan for the following purposes:

House renovation
Personal emergency
Personal emergency
Purchase of consumer durables
Short term loan for equipment purchase
Short term working capital

FAQs about Citi Bank Personal Loan:

Can I prepay my loan? Are there additional charges for this?

Yes, lenders allow full pre payment of loans but may levy additional charges of up to 5% of outstanding amount on an average. This penalty charge may vary across lenders.

Personal loans are offered for tenures ranging from 12-60 months on an average

Personal Loans can be availed for purposes like education, marriage, travel, house renovation, buying white goods, working capital finance and personal emergencies including medical

What is a personal loan?

Personal loans are aimed to bridge your short to medium term financial requirements

What is the maximum tenure for personal loans?

Personal loans are offered for tenures ranging from 12-60 months on an average

When can I not avail personal loans?

Personal loans are not offered for investment in speculative instruments. Nor should one use the funds for investment in gold in any form

Know Your CIBIL Score: When considering your eligibility for the loan, all lenders will seek out your CIBIL score to confirm your reliability as a borrower.


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